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Financial Planning

Our “Life First” Philosophy - A client-centered financial planning process

At Vestal Retirement Solutions, our "Life First" service philosophy is represented by a client-centric, process-driven approach to mapping out your life vision and developing a plan to serve the values that are most important to you. After all, we believe it's not about what your money can buy you, but rather what you want your money to do for you.

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What should your Financial Plan DO for you?
After stripping away the strategies, numbers, and complexities, a holistic financial plan should at its fundamental core help you accomplish the following:

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     • Help and Protect Family
     • Protect and Enjoy Lifestyle
     • Achieve Financial Comfort
     • Plan for the Expected and Unexpected
     • Build a Legacy

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What should your Financial Advisor DO for you?
Our view is that yesterday's financial advisor who simply managed your investments should be a thing of the past.  Your financial plan needs to be about so much more than dollar figures.  Today's advisor should help:

     • Organize and bring clarity to your financial life so you can better understand how the puzzle pieces fit together
     • Clarify financial goals by taking you through a process-driven approach that helps you identify the financial matters in your life that are most important to you
     • Develop a plan, in partnership with you, that aligns with your own goals, values, and vision, and is understandable and easy to follow so you can sleep easy with a sense of comfort
     • Keep you on track by continuing to reassess your plan to make sure it evolves with any changes to your goals or the overall financial landscape

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What should your Financial Advisor BE for you?
We believe the responsibilities of your advisor should extend beyond crunching numbers and showing you charts.  Today's advisor should be able to serve the following roles in your life:

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     • A PARTNER in your financial life who works with you for the long term to develop and maintain the plans that help you reach your goals
     • An accountability COACH to make sure you stay directed towards your goals, help you make smart financial decisions, and give you a nudge when you need it
     • An EDUCATOR to explain the important elements of financial planning and bring your awareness to common financial risks most of us face
     • The first RESOURCE for you and your friends and family to ask the financial-related questions that life presents us

Contact: 

Chris Scriminger

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Tel:  (970)596-1288

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chris@vestalrs.com

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619 Main Street

Grand Junction, CO 81501

Check the background of your financial professional on FINRA's BrokerCheck.

 

Investment advisory services offered through First Heartland® Consultants, Inc.

4101 Lake St. Louis Blvd. Lake St. Louis, MO 63367  636.625.0900
Vestal Retirement Solutions is not affiliated with First Heartland® Consultants, Inc.

 

This site has been published in the United States for residents of the United States. The entire site has been prepared solely for informational purposes, and nothing contained herein should be construed as an offer to buy or sell, or a solicitation to buy or sell, any security or other investment product or to participate in any particular trading strategy. No information contained herein should be regarded as a suggestion to engage in or refrain from any investment-related course of action. All views expressed and materials presented are subject to change without notice and are not intended and should not be construed as investment, tax, or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. All information is believed to be from reliable sources; however, no representation is made as to its completeness or accuracy. *Stocks, mutual funds and variable products are not suitable for all investors. Before making any purchase you should carefully read the prospectus and prospectuses for the underlying investment portfolios of variable products. In addition to carefully reviewing the prospectus, you are advised to consider the investment objectives, risks and charges, and expenses of the investment before investing. A prospectus may be obtained from our office or directly from the mutual fund company, insurance company or offering entity. *Variable annuities are long-term investments designed for retirement purposes. Variable products have limitations, exclusions, charges, termination provisions and terms for keeping them in force. There is no guarantee that any of the variable investment options in this product will meet their stated goals or objectives. The account value is subject to market fluctuations and investment risk so that, when withdrawn, it may be worth more or less than its original value. All annuity product guarantees, including optional benefits, are based on the claims-paying ability and financial strength of the issuing insurance company.     

 

Employees or representatives of Vestal Retirement Solutions acting as investment advisor representatives of First Heartland® Consultants, Inc. may transact business in a particular state only if first registered, excluded or exempted from registration requirements. Christopher Scriminger is an Investment Advisor Representative of First Heartland® Consultants, Inc., a registered investment adviser based in Lake Saint Louis, Missouri.

 

By activating a third-party hyperlink, you will leave our Vestal Retirement Solutions website. Neither Vestal Retirement Solutions nor First Heartland® Consultants, Inc. are responsible for the validity, completeness or accuracy of any information provided on these sites.

 

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

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